Beta. This section is new, which is why everything in it is free for now. Questions and tools may still change; if you spot a mistake, tell us.
Four ways in
Every card and question on these pages comes from the same bank: 300 questions across 20 units, plus 100 typed-answer review questions.
Flashcards
One card per exam question plus a card for each of 88 key terms. Know it / review again, spaced review, listen mode, search.
Open the flashcards → Free during beta · with a free accountPractice exam
Build an exam of 10, 25, 150 or all 300 questions, by unit and difficulty, timed if you like. Feedback on every question with its source, results by unit, a tappable miss review and your best score.
Build an exam → Free during beta · with a free accountMatching game
Five terms, five definitions, a clock. Rounds are drawn from the term cards, so a fast round means the vocabulary is really there.
Play a round → Free during beta · with a free accountFinal Review
100 open-ended and fill-in-the-blank questions. You type the answer in your own words; the page grades it, shows the ideal answer and explains the usual wrong ones.
Start typing →Original, sourced, current
Every question in this section was written for this site. None is copied from a textbook, a course manual or another prep site. Each is written to the topics of the official exam, keyed to one defensible answer, and explained with the rule and its source (the statute, regulation, policy form or agency page it comes from), so you can check it yourself. Rules that changed recently are tested as they stand in 2026.
Expect the insurance-exam format: a question lists statements I, II, III and IV, and the answers are combinations such as “I and III only”. Read each statement on its own first, cross out the false ones, and only then look at the choices. 49 questions in this bank use it.
How the license works
- The combined test. 150 scored questions in 2 hours 30 minutes; 70% to pass; $40 exam fee. The single-line Life (17-51) and Accident and Health (17-52) exams are 100 questions in 2 hours each. NY DFS / PSI candidate information bulletin
- Before the test. A DFS-approved prelicensing course: 40 hours for life, accident and health together, or 20 hours for a single line. NY Ins. Law 2103; PSI bulletin
- After you pass. Apply within 2 years of passing; the appointment notice is due within 15 days. PSI bulletin; NY Ins. Law 2112
- Keeping it. 15 credits of continuing education each two-year licensing period, once the license has been in effect for two full years. NY Ins. Law 2132
General information, checked against the sources named above in October 2026. It is not legal advice and not a statement of any regulator’s current rules. Fees, hours and exam details change; confirm them with the regulator before you rely on them.
The units in the bank
Every filter on the flashcards and the practice exam uses these unit names.
- Insurance Regulation
- General Insurance
- Life Insurance Basics
- Life Insurance Policies
- Policy Provisions, Options and Riders
- Annuities
- Federal Tax Considerations
- Qualified Plans
- Life Settlements
- Insurance Regulation (A&H)
- General Insurance (A&H)
- Accident and Health Insurance Basics
- Individual Health Policy Provisions
- Disability Income and Related Insurance
- Medical Plans
- Affordable Care Act
- Long-Term Care Insurance
- Group Health and Blanket Insurance
- Government Insurance Plans
- Senior and Special Needs Coverage
More license exams, same account
- Title insurance agent exam prep 250 questions in 11 units.
- Property and casualty exam prep (New York) 300 questions in 11 units.
- Broker exam prep: business and brokerage operations 210 questions in 10 units.
- MLO / SAFE exam prep The mortgage loan originator section.