Estimated net to the owner(s)
Fill in what you know and leave the rest blank; a blank counts as zero. Every result below is an estimate that depends only on these boxes.
Sell as-is for cash
Sale price$0
Less: NYS and NYC transfer taxes−$0
Less: attorney and closing costs−$0
Less: balance owed−$0
Estimated net to the owner(s)$0
Per owner or heir$0
Time to money—
Repair, then list
Sale price$0
Less: repairs−$0
Less: carrying cost while you hold it−$0
Less: commission−$0
Less: NYS and NYC transfer taxes−$0
Less: attorney and closing costs−$0
Less: balance owed−$0
Estimated net to the owner(s)$0
Per owner or heir$0
If you listed it as-is instead, without repairs$0
Time to money—
Keep it and rent it
Rent per year at today’s rents$0
Rent per year at market rents$0
Less: vacancy allowance−$0
Less: operating expenses−$0
Less: management fee−$0
Net operating income now$0
Net operating income after repairs$0
Per owner or heir, per year$0
Years for the higher income to recover the repair budget—
Time to moneyOngoing — monthly, for as long as you hold it
Estimates. They depend entirely on the figures you typed above, and they leave out income tax, which is your accountant’s call.
How the taxes are computed, and what is left out
- New York State real estate transfer tax: $2 for each $500 of consideration or fraction thereof (0.4%), paid by the seller unless the contract says otherwise — the same rule the math drills on this site use. Where the price is $3,000,000 or more on a residential sale ($2,000,000 or more on other property) in New York City, an additional $1.25 per $500 applies. Source: New York State Department of Taxation and Finance, Real estate transfer tax, checked September 2026.
- New York City real property transfer tax: for a one- to three-family house, condominium or co-op, 1% of the price when it is $500,000 or less and 1.425% when it is more; for other property, 1.425% and 2.625%. Source: NYC Department of Finance, Real Property Transfer Tax, checked September 2026. The city page does not say who pays; this calculator models it as a seller cost, which is the usual practice, and your contract decides.
- The mansion tax (1% on residential sales of $1,000,000 or more) and the supplemental mansion tax are paid by the buyer, so they are not deducted here.
- Left out on purpose: income tax and capital gains, the stepped-up basis on an inherited house, depreciation, and anything about your personal tax position. Ask your accountant.
- The cash column applies the discount to the as-is value and charges no commission, as the cash route on /sell/ describes. The listing column sells at the after-repair value, or at the as-is value if you left that blank. The keep column is net operating income before any mortgage payment.
One thing said plainly, because /sell/ says it and it belongs here too: when the answer is a cash sale, the buyer is Jorge Vasquez through WeBuyYourHome.cash, buying as a principal for his own account. In that route you are dealing with an interested party, not with a broker acting for you, and that is disclosed to you in writing before anything is signed.
What happens when you call or send the form
- It goes to Jorge. The form and the phone reach Jorge Vasquez himself, not a call center. I answer these myself.
- Have these in hand if you can: the deed or the latest property-tax bill, any lease, the rent each unit actually pays, and a mortgage statement if there is one. None of it is required for a first conversation.
- A first call signs nothing. No listing, no contract, no agreement. The conversation is free and puts you under no agreement — including when the answer is “do not sell yet.”
- Bring the other decision-maker. If a sibling, spouse or co-owner has to agree, put them on the call. The forms have a line for a second contact.