Free math practice for the New York real estate exam

These drills generate a fresh problem every round, grade your answer instantly, and then show the full worked solution — the same way we do it on the board in class. Every problem type comes from the New York State salesperson curriculum: nothing is drilled here that the 77-hour course does not cover.

What it covers

The problem types cover commission and commission splits, net-to-seller pricing, price per square foot, loan-to-value and discount points, mortgage interest, the IRV formula and capitalization rate, transfer tax, property-tax and rent proration, area and acreage, and depreciation. If a number can appear on the state exam, its setup is drilled here.

Math scares more students out of this exam than any other topic, and it should not: the arithmetic is simple once you recognize which formula the question is asking for. Drill until the setup is automatic, then read the worked examples in the math guide.

Questions students actually ask

How much math is on the NY real estate exam?

The state does not publish a question breakdown, but students consistently report only a handful of calculation questions out of 75. They are predictable types — commission, proration, area, loan-to-value — and every one of them is drilled on this page.

Can I use a calculator on the exam?

Yes. New York allows a hand-held, battery- or solar-powered calculator with no printing, no alphabetic keypad and no wireless connection — the Department of State prints the exact rule on your exam notice.

Which formulas do I need to memorize?

IRV (income = rate × value), loan-to-value, commission splits, proration by days, and one constant worth memorizing: 43,560 square feet in an acre. The drills teach you to recognize which one a question wants.

Is this tool really free?

Yes — no account, no card, unlimited rounds, in six languages. The paid tools on this site are the 500-question exam builder and the term-match game; the drills stay free.